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ABA Formal Opinion 491 - Duty to Avoid Assisting in Client Crime or FraudNYCBA, Comm'n on Prof'l Ethics, Formal Op. ABA Model Rule (a) states that a lawyer shall not enter into a business transaction with a. As discussed below, we conclude that if payment in cryptocurrency is required by the terms of the agreement and not an optional method of payment, the fee agreement is a �business transaction� within the meaning of Rule (a) and that the lawyer and the client have differing interests in negotiating the agreement. Some lawyers and law firms already accept cryptocurrency as payment. Several states have published ethics opinions regarding the acceptance of.